Indiana Sports Betting

Indiana passed sports wagering legislation in May 2019, and the first retail sportsbooks launched four months later. Online sports betting in Indiana followed shortly after, with industry veterans DraftKings and BetRivers debuting their betting apps on October 3, 2019.

Today, nearly all of Indiana’s 13 land-based casinos have retail sportsbooks, and more than a dozen Indiana online sports betting operators are taking legal real-money wagers.

BettingUSA has been monitoring the industry’s development from day one to provide up-to-date listings and reviews of the best Indiana sports betting sites.

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Legal Indiana Betting Sites

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Indiana offers several other forms of legal, well-regulated online betting. State law also permits online horse racing betting and daily fantasy sports apps.

The success of online sports betting in Indiana has also spurred efforts to legalize online casino gambling.

Indiana Sports Betting Apps

Indiana law permits licensed casinos and OTBs to partner with sports betting sites to operate up to three individually branded online sportsbooks, also known as “skins.”

There’s a total of 14 licensed operators, so in theory, Indiana could support over 40 sports betting apps. However, most licensed properties have settled on one partner.

Indiana sports bettors do not have to visit casinos to register online sportsbook accounts. Users 21 or older may register, deposit, and place wagers from anywhere in state lines.

Below is a list of all approved Indiana online sports betting apps:

Indiana Sports Betting Bonuses

Sports betting bonuses are a byproduct of the competitive online sports betting industry now operating in Indiana.

Sensible legislation and the hard work of regulators at the Indiana Gaming Commission have established an industry ripe for innovation and competition.

“Competition” is key because when businesses compete for customers, it is the customers who win. This holds true in online betting, and the best Indiana sportsbooks have brought out the big guns as they fight for your attention.

Deposit bonuses, bonus bet offers and other promotions are widely available in Indiana.

Here’s a brief look at how they work:

  • Bonus bet offers: Bettors wager their own money, but if their first bet loses, they receive a refund up to a certain amount, either as a bonus bet or sportsbook site credit.
  • Deposit match offers: New players place an initial deposit, and the sportsbook matches part or all of their deposit with bonus funds. The bonus is always subject to a wagering requirement, which can range from as low as 1x up to 25x or higher. The lower the turnover requirement, the better.
  • First bet match offers: Similar to deposit matches, except instead of matching a bettor’s first deposit, the sportsbook matches their first wager with a matched bet of equal size, up to a predetermined maximum amount.

Indiana Sports Betting Promotion Regulations

Indiana law allows sportsbooks to offer many types of promotions, but state regulations (pg. 19) require operators to accurately describe their offers:

All bonus offers must… not be described as free unless they are absolutely free. If the customer has to risk or lose their money or has conditions attached to their own money, then the offer or bonus must disclose those terms; not be described as risk free if the customer needs to incur any loss or risk their money to use or withdraw winnings from the free bet; and not restrict the customer from withdrawing their own funds or withdrawing winnings from bets placed using their own funds.

Indiana Sports Betting Locations

Every casino in Indiana operates a retail sportsbook. Several off-track betting locations that once focused exclusively on horse racing betting have also added sports betting to their menus.

  • Hard Rock Casino Northern Indiana
  • Sportsbook at Ameristar East Chicago
  • Bally’s Evansville Sportsbook
  • FanDuel Sportsbook at Belterra Casino Resort
  • FanDuel Sportsbook at Blue Chip Casino
  • Caesars Sportsbook at Caesars Southern Indiana
  • French Lick Resort Sportsbook
  • Sportsbook at Hollywood Casino Lawrenceburg
  • Caesars Sportsbook at Harrah’s Hoosier Park
  • Caesars Sportsbook at Horseshoe Hammond
  • Caesars Sportsbook at Horseshoe Indianapolis
  • Caesars Race and Sportsbook Clarkesville
  • Winner’s Circle Indianapolis Sportsbook
  • Winner’s Circle New Haven Sportsbook
  • Terre Haute Casino Resort Sportsbook

Indiana Sports Betting Law

Indiana legalized sports betting in May 2019 after Governor Eric Holcomb signed HB 1015 into law.

Online sports betting is available to sports fans 21 or older located within the Hoosier State’s borders, allowing them to safely and legally bet on sports online.

The Indiana Gaming Commission (IGC) also regulates retail sportsbooks at casinos and off-track betting facilities (OTBs).

Under the law, casinos and horse racing satellite facilities may apply for licenses to operate retail sportsbooks and sports betting apps.

State law puts the IGC in charge of reviewing licensing petitions and issuing licenses to operators who qualify. The IGC also regulates retail sportsbooks at casinos and off-track betting facilities (OTBs).

Key things to know about Indiana sports betting:

  • Minimum age of 21 to participate
  • Customers may register from anywhere but must be located in Indiana to place wagers
  • Sportsbooks may accept bets on professional and college sports
  • In-play betting is permitted

Types of Sports Wagers Allowed in Indiana

Indiana sports betting law allows licensed operators to accept wagers on professional and college sports but not on esports or amateur competitions involving minors.

The Indiana Gaming Commission also maintains a complete catalog of sports events upon which sportsbooks may accept bets. The catalog does not necessarily mean sportsbooks accept wagers on all listed events, only that they may do so if they choose.

The current list of events authorized for betting by the IGC includes:

  • Aussie Rules Football: AFL
  • Auto Racing: Constructors’ Championships, F1, IndyCar, MotoGP, NASCAR
  • Baseball: MLB/MLB Draft, MLB All Star Game, Home Run Derby, MLB Futures Game, NCAA D1, Minor League AAA, Australian Baseball League, Nippon Professional Baseball, KBO, World Baseball Classic
  • Basketball: NBA/NBA Draft, NBA Lottery, NBA All-Star Game, NCAA D1, WNBA/WNBA Draft, Big3 League, IBF, EuroLeague, Euro Cup, The Basketball Tournament: TBT, FIBA Champions League/Qualifiers, First Tier FIBA Leagues from Australia, Brazil, China, France, Germany, Israel, Italy, Japan, New Zealand, Spain, Turkey
  • Bowling: Pro Bowling Tour
  • Boxing: Association of boxing Commission and Combative Sports, WBO, WBC, WBA, IBF, BBBofC
  • Bull Riding: Professional Bull Riding, Inc.
  • Competitions: Nathan’s Famous Hotdog Eating Contest
  • Cricket: ICC, Men’s and Women’s World Cup, South Africa Momentum One Day Cup
  • Cycling: Men’s and Women’s World Tour and Grand Tour
  • Darts: BDO, PDC
  • Football: NFL/NFL Draft, NCAA D1, AFL, CFL, USFL
  • Golf: PGA, PGA Tour Champions, LPGA, Champion’s Tour, European Tour, international events such as Ryder Cup and Presidents Cup, World Golf Championships, Korn Ferry Tour, NCAA Division I, The Match Series
  • Handball: Top league/domestic cups in Denmark, France, Germany, Hungary, Poland, Spain, Sweden, European Handball Federation Champions League, International Handball Federation World Championship
  • Hockey: NFL, NHL Draft, NHL Lottery, NHL All-Star Game, IHF, KHL, NCAA D1, World Championships, SM-liiga (Finland), Swedish Hockey League, Switzerland National League
  • Lacrosse: Premier Lacrosse League, NCAA D1
  • Mixed Martial Arts: UFC, Bellator, Legacy Fighting Alliance, ONE Championship, Professional Fighters League
  • Olympics: Summer and Winter Games, trials
  • Specials: Academy Awards/Category Winners
  • Rowing: FISA
  • Rugby: European Champions and Challenge Cup, Four Nations, NRL, Premiership Rugby Cup, Six Nations, Super League, Super Rugby, World Cup, World Rugby, PRO14
  • Sailing: Americas Cup, International Sailing Federation
  • Skiing & Snowboarding: US Ski & Snowboard
  • Soccer: MLS, MLS All-Star Game, NWSL, NCAA D1, US Open Cup, FIFA, and many international leagues/tournaments
  • Softball: NCAA D1
  • Table Tennis: ITTF and ETTU
  • Tennis: ATP, WTA, ITF, NCAA D1, USTA, World Team Tennis, Austrian National Series, German National Tennis Series, Spanish Liga MAPFRE
  • Track & Field: International Association of Athletics Federations, NCAA D1
  • Volleyball: Men’s and Women’s Euro Volley Tournament

Effective Indiana Sports Betting Regulation

Overall, Indiana sports betting law is favorable to gamblers and operators alike.

Indiana avoided the twin pitfalls of integrity fees and data mandates while also authorizing online sports betting, which accounts for the lion’s share of the betting handle in all states that permit both online and in-person betting.

Online betting also provides convenience to residents and effectively channels players away from unregulated offshore sites onto licensed betting apps that offer consumer safety and generate tax revenue for Indiana.

Furthermore, the effective sports betting tax rate of 9.5% is reasonable and ensures operators and bettors alike can thrive. A low tax rate typically equates to better odds and lines, more enticing bonuses and promotions, and a diverse collection of sportsbook operators.

Indiana’s current sports betting law derives from two bills introduced earlier in 2019 that sought to legalize mobile sports betting and retail sportsbooks at casinos and off-track betting parlors.

HB 1363 called for a reasonable tax rate of just 6.25% and did not include integrity fees or any provisions forcing operators to purchase data from the leagues.

In fact, HB 1363 went out of its way to state that licensed sportsbooks may obtain data from any source when determining whether wagers are graded winners or losers.

The bill also specified low license fees of $75,000, followed by an annual $10,000 renewal fee.

HB 1363 had a companion bill in SB 439 that sought to authorize sports betting. SB 439 did not specify a tax rate. Its authors wrote it to have much in common with HB 1363 to foster an easy compromise between competing visions of Indiana sports betting.

In 2018, lawmakers introduced HB 1325 to legalize sports betting, pending the yet-undecided Supreme Court case concerning the constitutionality of PASPA.

HB 1325 included a deceptively expensive 1% integrity fee, which prompted the American Gaming Association to oppose the bill.

That statement read in part:

While we applaud Representative Morrison’s efforts to bring legal, transparent sports betting to Indiana, handing sports leagues 20 percent of what’s left over after winnings are paid out, undercuts its economic viability. Doing so will ensure the illegal market continues to thrive in the state, and gut the tax revenues available to fund essential public services. We believe Indiana taxpayers deserve better.

In early 2018, the U.S. Supreme Court found that PASPA, a big part of the federal government’s prohibition on gambling, was unconstitutional. In response, Indiana and many other states revisited their gambling and sports betting laws.

In October 2018, one of Indiana’s legislative committees recommended that the Indiana AG consider legalizing sports betting.

Stakeholders quickly responded with arguments about the merits and detriments of expanding gambling in Indiana.

The Indiana Gaming Commission estimated that Indiana’s yearly economic impact from legal sports betting and ancillary spending could amount to upwards of $466 million.

Lawmakers thoroughly debated Indiana sports betting legislation proposals, including whether they should authorize mobile betting.

One of the bill’s sponsors, State Senator Mark Messmer, described it as one of the hardest bills he had ever worked on.

When Indiana’s Governor signed the sports betting bill into law, he issued an accompanying press-release that read:

“Gaming is a highly regulated industry that once had little competition, but now does from surrounding states and new technology. By modernizing our laws, this legislation will spur positive economic growth for our state and for an industry that employs over 11,000 Hoosiers.”

The governor added, “Additionally, it will bring in new revenue and create hundreds of new jobs – both permanent and in construction.”

Indiana legalized sports betting with the passage of HB 1015 in 2019.

In addition to legalizing sports betting and establishing a licensing process, the law sets a 9.5% tax rate on operators, earmarks funding for problem gambling programs, prohibits wagers on esports, and places the Indiana Gaming Commission in charge of overseeing the industry.

Indiana Daily Fantasy Sports

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Indiana legalized daily fantasy sports in March 2016 after Governor Mike Pence signed a bill into law, paving the way for DFS operators to apply for licenses to offer daily fantasy sports in Indiana.

Daily fantasy sports sites in Indiana operated before the passage of the bill, but their legal status at the time was questionable.

Lawmakers finally addressed the issue with a piece of legislation that would later become known as SB 339. That law requires operators to apply for licenses, pay annual licensing fees, and adhere to a standard of conduct designed to protect the integrity of sports, protect the customers of fantasy sites, and protect the vulnerable from risking too much money.

Indiana Horse Racing Betting

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Horse racing betting is legal in Indiana and regulated by the state Horse Racing Commission (HRC). Residents may bet on horses in-person at authorized racing events or online through licensed ADWs.

Indiana’s two major race tracks, Indiana Grand and Harrah’s Hoosier Park, host live racing seasons most months of the year for thoroughbreds, standardbreds, and quarter horses.

Additionally, an array of state and county fairs host races throughout the year.

Indiana Online Gambling

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A sizable contingent of Indiana lawmakers have pushed for legalizing online casinos since the state legalized sports betting, but they haven’t yet gotten a bill past the finish line.

However, that enthusiasm combined with the state’s experience in regulating online sports betting improve the odds that legal online casinos will come to Indiana sooner or later. Until then, sweepstakes casinos and poker sites serve as a close alternative to full-fledged online gambling.

Get the latest updates and read more about the Indiana online gambling landscape here:

Indiana Online Lottery

Indiana online lottery ticket sales are not yet authorized, but lottery officials have launched a study to consider the implications.

IGT, which has extensive experience selling lottery tickets online in other states, manages the Hoosier Lottery.

Should officials decide to sell tickets to Powerball, Mega Millions, and instant win games online, IGT will be well-prepared to move quickly.

According to media reports, the Hoosier Lottery doesn’t require additional legislation to authorize online ticket sales.

Responsible Gambling in Indiana

Indiana bettors can use the following resources for information, 24/7 gambling addiction support, treatment options, and more.

Indiana Sports Betting and Gambling Self-Exclusion

The Indiana Gaming Commission offers two independent self-exclusion programs:

  • Internet Self-Restriction Program (ISRP): Individuals may enroll in the ISRP to self-exclude from all Indiana online sportsbooks for one year or five years. ISRP enrollment applies only to online and mobile sports betting in Indiana. However, licensed operators may elect to extend the exclusion to their retail sportsbook locations. Additionally, some operators may extend the exclusion request to their online/retail sportsbooks nationwide.
  • Voluntary Exclusion Program (VEP): Individuals may enroll in the VEP to self-exclude from all Indiana sportsbooks, betting sites, casinos, and off-track betting facilities for one year, five years, or life. Some casinos may choose to ban anyone who voluntarily self-excludes permanently. Bettors may enroll in the VEP at any Indiana casino, the IGC office in Indianapolis (appointment only), or designated problem gambling treatment providers.

Important Indiana self-exclusion points:

  • Self-exclusion does not automatically expire at the end of the selected term; bettors must also submit a request for removal from the self-exclusion list after the term ends
  • After enrolling in the online sports betting self-exclusion program, bettors may withdraw any remaining funds in their accounts
  • Bettors may always increase their self-exclusion periods, but they may not decrease them
  • Anyone who enters an Indiana casino after self-excluding may face trespassing charges and the confiscation of their winnings

Indiana Sports Betting FAQ

In-person and online sports betting are now legal in Indiana thanks to a law passed in May of 2019.

The Indiana Gaming Commission is incredibly responsive to inquiries and maintains a useful website full of information, but we have put together a helpful FAQ section to compile answers to the most common questions.

State law establishes a minimum age of 21 to bet on sports or to even be present in an area where sports wagering is being conducted.

However, IC § 4-38-5-3 states employees of licensed sports betting facilities who are over 18 and under 21 may be present in areas where sports wagering is conducted but may not perform any functions directly related to sports wagering by the customers.

The Indiana Gaming Commission maintains a list of authorized Indiana online betting sites and authorized apps.

The sports betting bill that was approved in 2019 is now codified under IC § 4-38. Additional regulations issued by the IGC can be seen here.

An IGC directive outlines the types of wagers that may be accepted by licensed sportsbooks in Indiana. For the most part, Indiana law allows a wide range of wager types.

Key rules regarding accepted and prohibited wager types:

  • Standard pre-game wagers such as point spreads, money lines and props allowed
  • In-play betting allowed
  • Wagers on NCAA D1 games and pro sports allowed
  • In-play proposition wagers on individual college athletes prohibited
  • IC § 4-38-5-4 prohibits wagers on esports

The Indiana Gaming Commission determines which sports leagues upon which licensed sportsbooks may accept wagers. Operators do not necessarily offer wagers on every league featured on the list of approved leagues; they simply have the option if they choose.

Indiana sportsbooks may also petition the IGC to offer wagers on events not currently approved.

Yes. Retail sportsbooks and betting sites licensed in Indiana may accept pre-game and in-game wagers on NCAA Division I games.

The one restriction is sportsbooks may not accept in-play props involving an individual college athlete.

For example, an in-play wager on whether or not the USC quarterback will pass for a TD by the end of the current quarter would not be allowed. However, a pre-game wager on the quarterback’s total number of TDs would be allowed.

Note: Indiana regulations permit betting on college sports, but some schools and employers may have more restrictive policies. For example, Purdue University prohibits all students and faculty from betting on the Boilermakers.

IC § 4-38-9-3 prohibits licensed sports betting providers from accepting wagers from any of the following:

  • Anyone under 21 years of age
  • A partnership, corporation, association or any other entity that is not an individual
  • A sports betting licensee, vendor, director, officer or employee of a licensee, or a relative living in the same household of licensee or vendor
  • A sports wagering service provider, director, officer or employee of a sports wagering service provider, or a relative living in the same household of a sports wagering service provider
  • Athletes, games officials, employees and coaches of sports governing bodies and teams, and relatives of such living in the same household, are prohibited from placing wagers on their own sports
  • An individual convicted of a state or federal offense related to sports betting

The Indiana Gaming Commission has also issued regulations prohibiting the following from participating in sports wagering:

  • All of the above individuals prohibited by IC § 4-38-9-3
  • Anyone on the exclusion list as defined by 68 IAC 6-1
  • Anyone who has self-excluded from online sports betting
  • Occupational licensees employed by or associated with a supplier licensee
  • A person whose participation may undermine the integrity of wagering or the sports event

No.

Licensed operators in Indiana make use of geolocation technology to verify the location of every patron prior to accepting each wager. These verification methods are not easily duped with the use of VPNs, for example, and attempting to do so is not recommended.

No.

IC § 4-38-5-4 specifically prohibits wagers on esports competitions.

The IGC has issued sports wagering licenses to 15 casinos or off-track betting locations to date, and each may operate up to three sports betting skins. That means Indiana has room for up to 45 mobile sportsbooks at full capacity.

However, the actual number of betting sites will likely remain well below that number. Indiana is an attractive market, but 45 different mobile sportsbooks is a lot for any state.

Yes, but you cannot place wagers. You’re welcome to browse the odds, make deposits, and request cashouts from any state, but you will need to be in Indiana to place a wager using any legal sports betting app.

Your bet will be treated just like any other. If you place a wager while in Indiana and then leave, you will still be able to log in to the betting app from anywhere else to monitor your bet and cash out any winnings.

Bettors may place wagers at retail sportsbooks located inside casinos or off-track betting facilities (OTBs) and through licensed mobile betting apps.

One of the more controversial issues plaguing states in the run-up to legalization is whether or not to impose integrity fees and mandate the use of official data provided by the leagues. Indiana opted against both measures in favor of letting the free market shape the industry.